Gemini Exchange & Credit Card

2.3
53.7K reviews
1M+
Downloads
Content rating
Rated for 3+
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About this app

Gemini makes it easy and secure to buy, sell, store, stake and earn crypto. We are trusted by millions of users worldwide and committed to making crypto accessible and safe for all. Founded in 2014 by Cameron and Tyler Winklevoss, Gemini is one of the most secure crypto exchanges and is licensed and regulated in all 50 states.

EARN CRYPTO, NOT POINTS WITH THE GEMINI CREDIT CARD®
The Gemini Credit Card® is available in multiple colors including The Solana Edition credit card in gradient, the Bitcoin Credit Card™ in orange or the XRP Edition credit card in blue. Earn SOL, bitcoin, XRP or one of 50+ other crypto rewards with every card tap:
• 4% back on gas, EV charging, transit & rideshares¹
• 3% back on dining
• 2% back on groceries
• 1% back on everything else
No annual fee credit card². Choose from 50+ cryptocurrencies to earn your rewards. The Gemini Mastercard® is issued by WebBank.

TOOLS FOR ADVANCED TRADERS
Upgrade your Gemini crypto trading experience with:
• Real-time charts and order books
• 300+ trading pairs (availability varies by region)
• Pro order types: limit and stop, immediate-or-cancel, fill-or-kill, maker-or-cancel
• Powerful tools for traders who want more control

EASY BUYING & RECURRING BUYS
Buy crypto instantly or set up recurring crypto purchases to invest consistently — just like a 401(k), IRA or savings plan. No need to try to time the market. Link your bank account in seconds and start building your cryptocurrency portfolio. Buy bitcoin, ether, solana, XRP, dogecoin, and more instantly.

PRICE ALERTS
Set custom alerts and get notified when your favorite crypto tokens hit your target price. Never miss a market move.

SUPPORTED ASSETS
Trade a wide range of popular and emerging digital crypto assets including tokens, memecoins and stablecoins:
Bitcoin (BTC), Ethereum (ETH), Tether (USDT), XRP, Solana (SOL), USD Coin (USDC), Dogecoin (DOGE), Bitcoin Cash (BCH), Chainlink (LINK), AVALANCHE (AVAX), Shiba Inu (SHIB), Litecoin (LTC), PEPE (PEPE), Jito Stake SOL (JITOSOL), Bonk (BONK), and many more.

GEMINI STAKING
Put your crypto to work. Stake supported assets including Ethereum (ETH) & Solana (SOL) in just a few taps & earn rewards directly in the app. For US customers only excluding New York.

GEMINI REFERRAL PROGRAM
$75 for you, $75 for your friends. Share the best referral offer in crypto and get $75 when you invite a friend to Gemini and they trade $100 USD.

SECURITY & PROTECTION
Gemini is a regulated cryptocurrency exchange, wallet, and custodian. Gemini is a New York trust company that is subject to the capital reserve requirements, cybersecurity requirements, and banking compliance standards set forth by the New York Department of Financial Services and the New York Banking Law. All customer funds held on Gemini are held 1:1 and available for withdrawal at any time. Trust Is Our Product™. Our crypto storage system and wallet have been built by industry-leading security experts. We require two-factor authentication (2FA) for every account. You can secure your Gemini mobile app with a passcode and/or biometrics. We look forward to earning and maintaining your trust.

SUPPORT, ANYTIME
Need help? Our customer support team is just an email away: support@gemini.com

All forms of investments carry risks, including the risk of losing all of the invested amount. Such activities may not be suitable for everyone.

The Bitcoin Credit Card™ is a trademark of Gemini used in connection with the Gemini Credit Card®, which is issued by WebBank.
¹All qualifying purchases under the 4% back category earn 4% back on up to $300 in spend per month (then 1% thereafter in that month). Spend cycle will refresh on the 1st of each calendar month. Terms apply: gemini.com/legal/credit-card-rewards-agreement
²For more information regarding fees, interest, and other cost information, see Rates & Fees: gemini.com/legal/cardholder-agreement.

Gemini Space Station, Inc.
600 Third Avenue, 2nd Floor, New York, NY 10016
Updated on
Nov 7, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 4 others
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

2.3
52.7K reviews
Kevin
September 4, 2025
When dealing with money, it's important to make certain your customers have the best experience possible. That's not what's happening here. Sluggish verification, blocked withdrawals of my own money, high fees. The worst part, though, is they've had the same issues since 2019 (reviews), and they haven't made a single effort to fix it or address customer concerns. And that's because they dont care. Glad I didn't put in much. I expected better. Try another app. This one blows.
171 people found this review helpful
Grant McFarland
October 26, 2025
Great idea. Needed better execution. App feels like beta testing mode. Card has no account number and from time to time you can not see it in the app from a glitch. Also credit lines are low. 10% of another credit card I have. If you make less than 170k and lower than an 800 credit score with single digit credit use, good luck getting a credit line. And you can not pay for charges as you go to get ahead of the credit line restrictions.
21 people found this review helpful
E. Ruiz
November 8, 2025
Beware! Customer Service is non existing. You can submit several tickets and reach out to there support via email for help regarding the credit card and they never respond. there is no phone number to call. any payments made don't automatically reduce the balance show (I guess AMEX has me spoiled) Going to stop doing business with them immediately.
4 people found this review helpful